Get 3% USD Back
On Every Purchase

Shop at participating merchants and earn real USD back instantly.
No points. No gimmicks. Just cash.

No withdrawal fees
Instant cashback
3% on every purchase
Start Earning Cashback

Works with Apple Pay. Setup takes 60 seconds.

How It Works

Earning USD back is simple. Here's the flow.

1

Shop Online

Find a merchant that accepts USDback payments.

2

Pay with Apple Pay

Checkout with Apple Pay. No crypto knowledge needed.

3

Get 3% Back

Your cashback arrives instantly as USDC (digital dollars).

4

Cash Out Free

Convert to USD anytime at 1:1, zero fees through Coinbase.

Buyer Benefits

Stop leaving money on the table. Start earning real cashback.

3% Cashback

Triple the rewards of most credit cards. Real money, not points that devalue.

Apple Pay

Pay the way you already do. Face ID, done. No new apps to learn.

Instant Rewards

See your cashback the second you pay. No waiting for statement credits.

Zero Fees

Convert USDC to USD at 1:1. No hidden charges. Ever.

Earn Interest

Keep your cashback in USDC and earn 4%+ APY while you wait.

Secure & Trusted

USDC is backed 1:1 by USD reserves. Audited monthly by Deloitte.

Save More on Every Purchase

Credit Cards 1-2%
USDback 3%
Free cash out
Instant rewards
No hidden fees

Free Tools

For all shoppers, whether you use USDback or not

Cashback Calculator

See how much you'd save with 3% back on your monthly spending.

Calculate Now

Merchant Directory

Browse all participating merchants. Filter by category.

Browse Merchants

USDC Explainer

Learn about USDC, the stablecoin behind your cashback.

Learn More

FAQs

Get answers to common questions about USDback.

View FAQs
For Merchants

Zero Processing Fees

Stop paying 2.9% + $0.30 per transaction. Accept USDback and keep 100% of your sales.

Save 3% on Every Sale

No credit card fees means you keep more of every dollar.

No Chargebacks

Crypto payments are final. No more fraud disputes eating your margins.

Instant Settlement

No waiting 2-3 days. Get paid the moment the customer pays.

Attract New Customers

3% cashback brings buyers who want to save. They'll pick you over competitors.

Easy Integration

Works with Shopify, WooCommerce, and custom checkouts. Live in minutes.

Real-Time Dashboard

Track every transaction. See exactly how much you're saving vs credit cards.

Become a Merchant

No setup fees. No monthly fees. Just savings.

Your Purchases
Deserve Better

Join shoppers who stopped settling for 1% rewards and started earning real cash back.

Start Earning Cashback 60 seconds to set up. No credit card required.